FDIC-Insured – Backed by the full faith and credit of the U.S. Government

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Services / Products

Regular Checking Account

  • Minimum balance to open the account – You must deposit $100.00 to open this account.

  • Below $200.00 – Service Charge $6.00

  • $200.00-$300.00 – Service Charge $4.00

  • $300.00-$400.00 – Service Charge $3.00

  • $400.00-$500.00 – Service Charge $2.00

  • Over $500.00 – No Service Charge

Now Account

  • Rate Information – Your interest rate and annual percentage yield may change.

  • Frequency of Rate Changes – We may change the interest rate on your account at any time.

  • Minimum balances to open the account – You must deposit $500.00 to open this account.

  • Minimum balance to avoid imposition of fees – A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account fails below $500 any day of the cycle.

Money Market Investment Account

  • Rate Information – Your interest rate and annual percentage yield may change.

  • Frequency of Rate Changes – We may change the interest rate on your account at any time.

  • Minimum balances to open the account – You must deposit $2,500.00 to open this account. A service charge fee of $10.00 will be imposed every statement cycle if the balance falls below $2,500.00 any day of the cycle.

  • Transactions limitations: Transfer from a Money Market Investment account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft or similar order to third parties are limited to six per statement cycle.

Savings Accounts

  • Rate Information – Your interest rate and annual percentage yield may change.

  • Minimum balance to open the account – You must deposit $50.00 to open this account.

  • A service charge fee of $3.00 will be charged for each withdrawal in excess of six during a quarter.

Certificate of Deposit

  • Rate Information – Your rate for your certificate is fixed for the term of your certificate

  • Minimum balance to open the account

    • $1,000 for 1 year – 4 years

    • $2,500. 30 day – 4 years

Early withdrawal penalty apply.

Individual Retirement Account

Individual Retirement Accounts

  • Rate Information – Your interest rate and annual percentage yield may change.

  • Frequency of Rate Changes – We may change the interest rate on your account at any time.

  • Minimum balance to open the account is $500.00