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The Citizens Bank was incorporated in Bearden, Arkansas on June 7, 1945, by a group of local businessmen. This group raised $25,000 to capitalize the bank issuing 1,000 shares of stock at $25.00 per share.
One September 24, 1973, The Citizens Bank filed a proposed amendment with the Bank Commissioner to change to Bank of Bearden.
The Bank of Bearden formed a holding company on March 30, 2001, Bearden Bancshares, Inc. and converted to a Sub S corporation. The bank also formed BBI Insurance Agency, Inc. on September 20, 2005.
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